Duty drawback claims typically wait 12–18 months for CBP to process and pay. Drawback financing advances 60–85% of the audited claim value at closing, so the working capital lands when you need it — not when CBP happens to release it.
This is specialty asset-based financing. The claim itself is the collateral. It does not affect your operating line, does not require personal guarantees on non-recourse structures, and does not tie up other assets.
Percentage of the audited claim value paid at closing. Higher for filers with accelerated payment privileges and a clean CBP track record.
All-in on the advanced portion. Priced by claim quality, timeline to CBP payment, and recourse vs non-recourse structure.
From executed term sheet to funds in your account, assuming the claim is filed and audit-ready.
Financing partners typically require an audited claim value of $250K or more; larger programs price more aggressively.
On a $1M audited drawback claim, waiting 18 months for CBP means $1M of cash sitting in Treasury float. At an 8% cost of capital elsewhere in the business, that's $120K of opportunity cost — for the same refund.
A 75% advance at 9% APR nets roughly $693K at closing (after finance charges accrued over the expected 15-month window), with the remaining 25% released when CBP pays. Net cost: ~$57K on $750K deployed — meaningfully cheaper than most alternative capital, and off the operating line.
Illustrative only — actual pricing depends on claim quality, filer, structure, and prevailing rate environment.
No filed claim yet? Start with the drawback services page — the claim has to exist before it can be financed.